Of course – withdrew cash Fee-absolutely free in excess of the counter at both Ayudhya Financial institution and Bangkok Financial institution. These two banks seem to be the sole types that may allow Fee-free of charge cash withdrawals!
I attempted acquiring Baht around the counter right now at Bangkok Bank and SCB now and both of those informed me that it absolutely was impossible by way of debit card Which if I wanted to make use of a bank card that there might be a 180 Baht rate. It appears that evidently the working day of absolutely free above the counter withdrawals may be around?
There’s a bit regarded hack in which you can withdraw income utilizing a credit card rather than shell out any of the Thai withdrawal charges. You’ll be getting your neighborhood financial institutions Trade level, which for me, is definitely the mid-market charge, Virtually just what Google claims : ), much more on that afterwards.
Put just one during the Bangkok Financial institution ATM device ideal outside the house and it worked no dilemma, in addition to a 220 THB ATM charge. Seriously desire there was a means in order to avoid this payment with out a Thai bank account.
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I have carried out cost-free counter withdrawals employing my debit card over and over through the years in Thailand with no problem. Bangkok Lender was a sensible choice, however I tried at a department just this week and it had been a no go.
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I do think @Pib gave a proof of why some US dependent debit/bank cards don't cost a overseas transaction price. If I remember correctly he said the US economic institution which offers the charge absolutely free card just bears the transaction service fees to be a cost of providing service to its account holders. So Schwab, Funds One particular, et al pay the service fees that Visa/MasterCard cost for performing the transaction and take up that cost rather than pass it on to The shopper.
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But you don’t should. There’s really nothing Improper with all your card or your bank. It’s just a lack of cash inside the machine. Attempt a unique equipment or ask for a reduce number of Baht.